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A budget is just a plan. It isn't a straight jacket. It's YOU telling YOU what to do. Forget the stigma that people on a budget don't have money, because that's not true. People on a budget DO have money, and they're going places with it because they're mature enough to put pen to paper and make a PLAN. | Dave Ramsey
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Married couples need to budget their money together. You’re married—you’re not roommates. Money shouldn’t be a “me” thing, it should be a “we” thing. | Dave Ramsey
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